Scenario · Advertising

Running ads: don't use the founder's salary card

Last updated 2026-11-05 · MPChat Team

A virtual card helps isolate risk and is easy to freeze if the ad account has issues. It is not a guarantee of approval.

Download MP, open a card in the app Guides

TL;DR

Use a separate card for Facebook/TikTok ads. You can freeze it. Don't use your salary card.
The full card number and CVV are stored only in the MP App. Leave only the last 4 digits in the ads manager.
A virtual card won't save policy-violating content. There is no approval rate or special offer for ads.

Real pain points for ad buyers

A personal card gets locked along with the ad account, affecting other automatic payments.
Former employees still have the card number in the ads manager.
Accounting needs to reconcile by campaign, but the bank statement lumps everything together.

Sign up in the app, complete verification, activate MP Card

Open the number of cards you need in the App
Limits and approval are subject to the App's rules. We do not open cards on your behalf.

Store only the last 4 digits in the ads manager
Keep the full card number and CVV in the MP App.

Freeze the card if something looks wrong
If the account is locked or there is an unexpected charge, freeze the card in the App first, then check against the ad invoice.

Notes

A virtual card won't save content that violates policy.

There is no approval rate or special offer for ads.

See fees in the App or at help.mp.net.

FAQ

Can I open multiple cards at once?

It depends on the App's rules at the time of opening and your account status. We do not offer bulk card opening.

Does the MP virtual card guarantee my ad account will be approved?

No. We do not promise an approval rate or guarantee success.

Reference links

Decide to open a card, download MP

The next step is not filling in another form in your browser, but installing the app so you can open and manage your card in one place.

Download MP, open a card in the App