Use cases
Use cases
First work out what your merchant requires, then decide whether to use a virtual card. Choosing the wrong situation only leads to repeated failures at the payment page.
TL;DR
- This is an explainer page, not the card issuer; registration, verification and card opening all happen in the MP App.
- Domestic Napas cards and MoMo/ZaloPay cannot fill the card form for Claude, many ad accounts, or US Apple ID.
- Fees are shown in the MP App and help.mp.net; this page does not quote prices or promise approval rates.
Facebook/TikTok ad top-ups
Keep ad cards separate from your salary card; use a virtual card that can be locked and has its own limit.
Writing / techClaude and research tools
Claude still only accepts cards. MoMo/ZaloPay cannot fill in Claude's card form.
Region / verificationUS Apple ID
Payment country matters more than the limit; a Vietnam card may not match.
Most searchedChatGPT and AI services
ChatGPT.com now supports MoMo in Vietnam; try MoMo on the web first, and if that doesn't work, use a virtual card.
EntertainmentStreaming and family plans
Library, region and payment are three separate things. A virtual card only solves one of them.
Reference links
MP
Decide to open a card, download MP
The next step is not filling in another form in your browser, but installing the app so you can open and manage your card in one place.